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Note 14

Borrowings

Model Financial Statements: Te Motu Regional Economic Development Trust 2010/11
NZ IAS 1.77
Actual
2011
Actual
2010
NZ IAS 1.69 Current portion


Bank overdraft 2,687 0

Loan from Te Motu Regional Council 7,313 10,000

Total current portion 10,000 10,000
NZ IAS 1.69 Non-current portion    

Loan from Te Motu Regional Council 29,000 25,000

Total non-current portion 29,000 25,000

 

Loans from Te Motu Regional Council
NZ IFRS 7.31 The loans from Te Motu Regional Council, with a face value of $55,000 (2010 $60,000), are issued at a nil interest rate. There are no loan covenants attached to the loans.19

Security
NZ IFRS 7.31 The loans from Te Motu Regional Council are unsecured.
NZ IAS 7.50(a) The bank overdraft is unsecured. The maximum amount that can be drawn down against the overdraft facility is $10,000 (2010 $10,000). There are no restrictions on the use of this facility.
NZ IFRS 7.25 Fair value

The fair value of non-current borrowings is $25,895 (2010 $22,395).
NZ IFRS 7.27(a) The fair value is calculated using a discounted cash flow method. This method discounts future loan repayments using market interest rates for an unsecured loan with similar credit quality and terms to maturity similar to maturity of the relevant loans. The weighted average discount rate used was 9.5% (2010 9.3%).
NZ IFRS 7.25,29(a) The carrying amounts of borrowings repayable within one year approximate their fair value.

19: Information about loan covenants and whether these have been complied with during the financial year should be disclosed.

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